Terms of Use

IMPORTANT - READ CAREFULLY BEFORE ACCESSING THIS WEB SITE.

By accessing NAFPro.com and NAFProsavings.com you accept this Agreement without limitation or qualification.

THIS IS A LEGAL AGREEMENT BETWEEN YOU, THE END USER, AND NAFPRO.COM. BY ACCESSING THIS WEB SITE, YOU ARE AGREEING TO BE BOUND BY THE TERMS OF THIS AGREEMENT. IF YOU DO NOT AGREE WITH THESE TERMS, DO NOT ACCESS THIS WEB SITE.
  1. NAFPro.com and NAFProsavings.com, grants you, the end user, a nontransferable, non-exclusive license to browse, respond to and otherwise use this web site, solely for your own personal use, with only one central processing unit at any one time.
  2. You may not copy, translate, port, adapt, modify or make derivative works of, or otherwise use any content contained on NAFPro.com and NAFProsavings.com. You shall not derive or attempt to derive the source code, source files or structure of all or any portion of the web site by reverse engineering, disassembly, decompilation or any other means.
  3. Content, as used throughout this Agreement includes, but is not limited to, any text, sound recordings, musical compositions, lyrics, graphics, images, photographs, databases, logos, motion pictures or other audio-video works, HTML or other files and software technology.
  4. All NAFPro.com and NAFProsavings.com certificates printed by you must be produced using the NAFPro.com and NAFProsavings.com site. You may not print NAFPro.com and NAFProsavings.com certificates for further duplication such as photocopying such certificates. Any such action is a violation of this Agreement.
  5. You will be, or have been, given a username for use on the NAFPro.com and NAFProsavings.com web sites. Any NAFPro.com and NAFProsavings.com username is limited to one dial-in at a time. Multiple dial-ins using the same username are not permitted.
  6. You may not rent, disclose, publish, sell, assign, lease, sublicense, market, or transfer any content or use it in any manner not expressly authorized by this Agreement.
  7. All Content is available for your non-commercial use only. You shall not use the NAFPro.com and NAFProsavings.com web sites for any commercial purpose.
  8. This Site may contain hyperlinks to web sites operated by parties other than NAFPro.com, NAFProsavings.com or its affiliates. Such hyperlinks are provided for your reference only. NAFPro.com and NAFProsavings.com do not control such web sites, and is not responsible for their contents. Inclusion of hyperlinks by NAFPro.com and NAFProsavings.com to such web sites does not imply any endorsement of the material on such web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk. Furthermore, because the privacy policy you just read is applicable only when you are on our Site, once linked to another web site, you should read that site's privacy policy before disclosing any personal information.
  9. Any communication or material you send to NAFPro.com and NAFProsavings.com, electronically or otherwise, including but not limited to data, questions, comments, suggestions, or submissions is and will be treated as nonconfidential and non-proprietary. Anything you send to NAFPro.com and NAFProsavings.com may be used for any purpose including, but not limited to, reproduction, transmission, disclosure, publication, broadcast, and posting.
  10. Any Content, product, service, program, or technology on this web site is copyrighted, trademarked, patented or otherwise protected by intellectual property rights and may not be copied, distributed, publicly performed or displayed, adapted, modified or made into derivative works, or otherwise used, even if merged with other web sites. NAFPro.com and NAFProsavings.com or any other respective owners of Content retain all ownership rights to any Content. Any use of Content without express written permission of NAFPro.com and NAFProsavings.com or the rightful owner is strictly prohibited. Any such right that is not expressly licensed herein is reserved by NAFPro.com and NAFProsavings.com or other rightful owners. You shall not alter or remove any copyright or trademark notice or proprietary legend contained in or on any content.
  11. NAFPro.com and NAFProsavings.com neither warrants nor represents that your use of the material displayed on its web site will not infringe rights of third parties.
  12. Images of people, places or clipart displayed on NAFPro.com or NAFProsavings.com are either the property of NAFPro.com and NAFProsavings.com or used with permission. Use of these images by you or other third parties is prohibited unless expressly permitted in this Agreement. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.
  13. Any trademarks, logos, and service marks (collectively the Trademarks) displayed on NAFPro.com and NAFProsavings.com whether registered or unregistered are property of its respective owners. Nothing contained on NAFPro.com and NAFProsavings.com should be construed as granting by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on NAFPro.com and NAFProsavings.com without the written permission of the owner of the Trademark. Misuse of any Trademarks, or any other content, displayed on NAFPro.com and NAFProsavings.com is prohibited.
  14. The NAFPro.com and NAFProsavings.com sites are provided to you on an AS IS basis. NAFPRO.COM and NAFPROSAVINGS.COM MAKES AND END USER RECEIVES NO WARRANTY, WHETHER EXPRESS OR IMPLIED, AND ALL WARRANTIES OF MERCHANTABILITY, TITLE, AND FITNESS FOR ANY PARTICULAR PURPOSE ARE EXPRESSLY EXCLUDED. NAFPro.com and NAFProsavings.com do not warrant that the web site will meet your needs or expectations, that operations of the web site will be error free or uninterrupted, or that all nonconformities can or will be corrected. The site is complex and may unknowingly contain some nonconformities, defects, viruses or errors.
  15. You assume the entire risk of loss in using the web site.
  16. IN NO EVENT SHALL NAFPRO.COM and NAFPROSAVINGS.COM BE LIABLE FOR ANY DAMAGES, CLAIM OR LOSS INCURRED BY USER (INCLUDING WITHOUT LIMITATION COMPENSATORY, INCIDENTAL, INDIRECT, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, LOST PROFITS, LOST SALES OR BUSINESS, EXPENDITURES, INVESTMENTS, OR COMMITMENTS IN CONNECTION WITH ANY BUSINESS, LOSS OF ANY GOODWILL, OR DAMAGES RESULTING FROM LOST DATA OR INABILITY TO USE DATA) IRRESPECTIVE OF WHETHER CERTIFICATECREATOR.COM HAS BEEN INFORMED OF, KNEW OF, OR SHOULD HAVE KNOWN OF THE LIKELIHOOD OF SUCH DAMAGES. THIS LIMITATION APPLIES TO ALL CAUSES OF ACTION IN THE AGGREGATE INCLUDING WITHOUT LIMITATION BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND OTHER TORTS. IF NAFPRO.COM or NAFPROSAVINGS.COM’S DISCLAIMER OF LIABILITY SET FORTH IN THIS AGREEMENT SHALL FOR ANY REASON WHATSOEVER BE HELD UNENFORCEABLE OR INAPPLICABLE, END USER AGREES THAT NAFPRO.COM or NAFPROSAVINGS.COM’S LIABILITY SHALL NOT EXCEED $100.00.
  17. NAFPro.com and NAFProsavings.com may periodically add, change, or improve any of the information, products, services, programs, and technology described on its web site without notice.
  18. MISCELLANEOUS.
    1. This is the exclusive and entire Agreement between NAFPro.com, NAFProsavings.com and you regarding its subject matter.
    2. Any legal dispute which may arise from or in connection with this Agreement, web site or its contents will be governed by the laws of the State of Utah. All parties to any such dispute will submit to the exclusive jurisdiction of the federal and/or state courts of the State of Utah for all purposes. U.S. Copyright and Federal Trademark laws will be strictly enforced, subjecting violators to substantial civil and/or criminal prosecution.
    3. You shall pay any taxes on transactions that may occur on the web site.
    4. If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement shall remain in effect.